James Royal

James F. Royal, PhD, is a Bankrate principal writer and editor who covers investing and wealth management. His work has been cited across major media, including CNBC, The Washington Post, The New York Times, and the Associated Press. Royal believes in the power of education to help individuals make smart financial decisions that can positively and significantly improve their lives. James is a veteran writer and author of self-published titles, as well as a stock analyst with a history of working in the financial-services industry, including at the Motley Fool and Bankrate.