There are so many delightful moments in parenthood. That toothy grin. The big wet kisses. Or even when they whisper "I love you" in your ear for the first time. Those moments are pure magic. But the counterpart to that is that kids are exhausting. The poo explosions, the sleepless night, the defiant toddler years. If you're partnered, it can be a strain on your relationship. It can also be financially overwhelming. Money is one of the leading causes of stress and divorce, and it's even more crucial for single parents or carers to be aware of as the sole breadwinner. Kids Ain't Cheap is an easy-to-understand book that helps you prepare financially before you become a parent for the first (second or third) time. It shows you how to mitigate risk and reduce financial stress. From pre-pregnancy financial planning to the expensive childcare years and beyond, this book gives you the skills to run cost estimates, understand your loss of earning potential, get your finances in order, start investing for your family and set your children up for their own financial success. More than anything, it gives you the freedom to focus on what is most important to you - your family.